Credit Assistance Program


Buick, GMC Loan & Lease Options

The Hendrick Buick GMC Cary finance department offers our Cary, North Carolina customers access to credit assistance and available bankruptcy approval programs designed to help even the most credit challenged individuals obtain a new Buick, new GMC, or a quality used vehicle. Regardless of your current credit score or your previous credit history, Hendrick Buick GMC Cary wants to help! Do any of the following pertain to you?

  • Foreclosure?
  • Bankruptcy?
  • Divorced?
  • Repossession?

If so, we have you covered! If you live in Cary area, come by today and let our credit assistance team help you today! Or, if you’d like to research from home, feel free to consult our many car finance tips and tricks. We take pride in being your chosen guaranteed credit approval car dealership in the Raleigh area. Even if you have bad credit, we’ll help you find the Buick or GMC that’s right for you and your budget!

What Documentation Should You Bring To The Dealership For Financing?

If applying a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.

Valid Driver’s License

Verify your license is not expired, revoked, or suspended. Also ensure the address listed on your driver’s license is current and matches your state of residence.

Proof of Insurance

Take care to include the name of your agent and a reliable contact number. Preemptively adding a new car to your policy will not be necessary until approval.

Proof of Residency

A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.

Proof of Employment

For approval, a recent (within 30 days) pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of professionally prepared tax returns.

Personal References

Most finance professionals expect six references. A reference means any individual that knows you personally — be it a family member, friend, or work colleague. Your list should include full names, addresses, and phone numbers.

Phone Number Verification

Any phone number provided must be in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.

Additional Documentation Is Required If Any Of The Following Apply To You:

  • Individuals trading in a vehicle must provide the title.
  • Individuals who have completed a bankruptcy must provide discharge papers.
  • Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.

Rely On Hendrick Buick GMC Cary For Credit Assistance!

Here at Hendrick Buick GMC Cary, we’re here to help you with all of your credit assistance needs. So if you’re looking for dealerships near Raleigh, NC for bad credit, choose us! We are your guaranteed credit car dealership, and we’ll work with you to help find the best auto finance plan for your unique situation. So whether you’re looking to lease or finance a new Buick or GMC or are on the hunt for a new car to trade in your financed vehicle for, we’re your go-to dealer! Feel free to reach out to our Buick, GMC finance department with any questions you have about bad credit car financing.

 

Hendrick Vehicle Disclaimer:

 

$749.00 Dealer Administrative Fee not included in advertised price.

All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

 

Additional Disclaimers:

 


Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between May 1, 2024, and May 31, 2024, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 72 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by May 31, 2024. See dealer for complete down payment options and details.

*Length of contract limited. Some customers may not qualify. Not available with lease and some other offers. Must be a current owner of a 2010 model year or newer non-GM vehicle or a current lessee of a 2019 or newer non-GM vehicle for at least 30 days prior to new vehicle sale. Not available with lease and some other offers. Take new retail delivery by 6/3/24. Deferred monthly payments for 90 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Take new retail delivery by 6/3/24. Take new retail delivery by 6/3/24.

*Length of contract limited. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/3/24. Only on the 5.3L V8 Engine. For trade assistance, you must show proof of ownership and trade in a 2010 model year or newer vehicle. Not available with lease and some other offers. Take new retail delivery by 6/3/24. Deferred monthly payments for 90 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Not available with lease and some other offers. Take new retail delivery by 6/3/24.

*Length of contract limited. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/3/24. Not available with lease and some other offers. Take new retail delivery by 6/3/24. Deferred monthly payments for 90 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Not available with lease and some other offers. Take new retail delivery by 6/3/24.

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Hendrick Buick GMC Cary 35.73971, -78.81744.